Notary & POA services · UAE banks

Bank Power of Attorney in the UAE

A bank power of attorney lets someone you trust deal with your UAE bank: operating accounts, making transfers, handling loans and obtaining clearance letters. We draft it with the precise powers banks look for and arrange the notarization in person or remotely.

  • Licensed UAE law firm
  • Individuals and companies
  • Arabic and English
  • From the UAE or abroad

Request a bank POA

Tell us what the bank matter is. An advocate will contact you.

What is the POA for?

Your details stay confidential and are used only to respond to your request.

What is a bank power of attorney?

A bank power of attorney is a notarized document in which an account holder authorises another person to carry out named banking transactions, such as withdrawals, transfers, cheque books, loan settlements, clearance letters or closing accounts. Banks review every POA against their own policies before accepting it.

When you need it

When you need a power of attorney for your bank

Clients usually need one in these situations.

Managing accounts while abroad

Someone in the UAE handles transfers and requests for you.

Settling a loan or card

Pay off finance and obtain the clearance letter.

Car or property clearances

Get the bank clearance needed to sell a financed car or property.

Closing accounts after leaving

Close accounts and transfer the balance abroad.

Supporting a family member

Let a spouse or child manage specific banking tasks.

Company banking

Operate company accounts through an authorised representative.

Scope

What a bank POA can authorise

Banks expect each power to be written out. These are the most common.

  • Withdraw and deposit funds
  • Make local and international transfers
  • Request statements and certificates
  • Issue or collect cheque books and cards
  • Settle loans and credit cards
  • Obtain clearance and liability letters
  • Release a mortgage on property or a vehicle
  • Close accounts and transfer the balance
  • Sign bank forms and updates

Opening a new account usually needs the account holder in person for identity checks. We confirm with your bank before you sign.

Documents

Documents needed for a bank power of attorney

The account holder

  • Emirates ID or passport
  • Bank name and account or loan numbers

The attorney

  • Emirates ID or passport of the person you authorise
  • Their full name exactly as on their ID

For companies

  • Trade licence and memorandum
  • Authorised signatory's ID and resolution
At the bank
  • Banks may ask for the original POA
  • Some banks have their own POA form or extra checks
We check your bank's requirements before drafting, so the POA is not refused.

How it works

How to get a bank power of attorney in the UAE

  1. 01

    Tell us the bank and the task

    An advocate confirms what the bank needs and which powers to include.

  2. 02

    We draft it in Arabic and English

    Each banking power written out clearly.

  3. 03

    Sign before the notary

    In person, by video call where available, or at a UAE embassy abroad.

  4. 04

    Your attorney visits the bank

    They present the notarized POA with their ID.

Inside the UAE or abroad

Making a bank POA from inside the UAE or from abroad

In the UAE

Sign before the notary

Sign before a notary public in person or remotely by video call.

Outside the UAE

Sign where you live

Use remote notarization where allowed, or sign abroad and have the POA attested and translated.

How a POA from abroad works

Before you sign

Check these before you sign a bank power of attorney

  • Name the bank and accountsBanks prefer POAs that identify the bank and the accounts.
  • Set limitsYou can cap amounts or limit transfers to your own accounts.
  • Check the bank's own formSome banks require their form in addition to the notarized POA.
  • Choose your attorney carefullyThey can move money in your name.
  • Cancel it when doneRevoke the POA and inform the bank. How to cancel a POA

Why Al Kirbi

A bank POA prepared by advocates

  • Accepted by the bankPowers written the way UAE banks expect.
  • Limits that protect youWe help you restrict what the attorney can do with your money.
  • Confidential from the first messageFinancial details are handled under legal professional confidentiality.

Bank power of attorney: frequently asked questions

Do UAE banks accept a notarized power of attorney?

Yes, as long as it names the banking powers clearly. Each bank reviews the POA against its own policy, and some also need their own form.

Can a power of attorney be used for loans?

It can be used to settle loans and obtain clearance letters. Taking a new loan usually needs the borrower in person.

Can someone open a bank account for me with a POA?

Usually not for individuals, because banks need to verify the account holder in person. Companies can often open accounts through an authorised representative.

Can I close my UAE bank account from abroad?

Often yes, through an attorney in the UAE. See power of attorney from abroad.

How much does a bank POA cost?

Fees depend on the powers and how it will be notarized. Send your request and we confirm a clear quote before any work starts.

Need your banking handled without being there?